HR & Payroll
Employees, attendance, leave and payroll with PAYE, NAPSA and NHIMA compliance.
Powered by Furrowell Products and Services
Stop juggling systems. Run everything in one.
smartERPzambia is Zambia's complete business platform — HR & payroll, finance, sales, point of sale, inventory, loans and cooperatives in a single secure system. PAYE, NAPSA and NHIMA compliance built in. No add-ons. No workarounds. Owned and operated by Furrowell Products and Services.
PAYE / NAPSA / NHIMA built in Live in days, not months Furrowell support included Works on any device
Trusted by organisations across Zambia — delivered by Furrowell
Whether you run an NGO, school, university, pharmacy, cooperative or retail chain — smartERPzambia is built for how Zambian organisations actually work. Implemented and supported on the ground by Furrowell Products and Services.
- Organisations
- NGOs
- Schools
- Universities
- Pharmacies
- Cooperatives
- Retailers
One platform. Every department.
Everything your business runs on — in one system
Start with what you need today — add more as you grow. Every module shares the same data, the same users, the same reports. No integrations to manage. No duplicate entry. No switching between systems.
Finance & Accounting
Budgets, expenses, accounts and financial reporting in Zambian Kwacha.
Sales & CRM
Quotations, invoices, receipts and customer relationships in one pipeline.
Point of Sale
Fast, reliable POS for retail counters, pharmacies and service desks.
Inventory
Stock levels, movements, purchase orders and goods-received notes.
Loans & Microfinance
End-to-end lending: clients, applications, disbursement and collections.
Cooperatives (SACCO)
Members, shares, savings, loans and voting for cooperatives and SACCOs.
Fleet
Vehicles, maintenance, fuel logs and trip management.
Procurement
Requisitions, purchase orders and vendor management.
Fixed Assets
Asset register, depreciation and transfers.
Custom Software & Integration
Bespoke software development and integrations with your existing tools and third-party systems.
Built for Zambia — not adapted for it.
Most ERP systems are built for somewhere else and adapted for Zambia as an afterthought. smartERPzambia is different — every compliance rule, every local workflow, every Kwacha figure engineered from the ground up for how organisations actually run here.
Statutory compliance, done.
PAYE, NAPSA and NHIMA calculated automatically. Ready-to-file reports in Zambian Kwacha — every pay run, every month.
Built for Zambian sectors
Cooperatives (SACCO), microfinance, lending and multi-outlet retail — all built in, not bolted on.
Furrowell expertise, included
Zambian-based implementation, training, data migration and ongoing support from the team that built the system.
12+
Integrated modules
100%
Zambian compliance
ZMW
Native currency
1
System for everything
Frequently asked questions
What is smartERPzambia?
smartERPzambia is an all-in-one enterprise resource planning (ERP) platform built for Zambian businesses and institutions. It brings HR & payroll, finance, sales, point of sale, inventory, loans and cooperatives into one secure system — with PAYE, NAPSA and NHIMA compliance built in. It is owned and powered by Furrowell Products and Services.
Which modules does smartERPzambia include?
smartERPzambia includes HR & Payroll, Finance & Accounting, Sales & CRM, Point of Sale, Inventory, Loans & Microfinance, Cooperatives (SACCO), Fleet, Procurement, Fixed Assets and role-based user administration — all sharing the same data, users and reports.
Is smartERPzambia compliant with Zambian statutory requirements?
Yes. smartERPzambia automatically calculates PAYE, NAPSA and NHIMA and generates the statutory reports Zambian employers need. All amounts are processed in Zambian Kwacha (ZMW).
Who is Furrowell Products and Services?
Furrowell Products and Services is a Zambian technology company that owns, builds and operates smartERPzambia. Furrowell provides implementation, training, data migration and ongoing support to organisations across Zambia.
Who uses smartERPzambia?
smartERPzambia is used by organisations, NGOs, schools, universities, pharmacies, cooperatives and retailers across Zambia that need to manage people, money, stock and operations in one place.
How do I get started?
Call or WhatsApp Furrowell on +260 972 849 203, or click "Get started free" to request access online. Implementation, training and onboarding are included.
Furrowell Products and Services
Your whole business deserves one system that actually works
Replace the spreadsheets. Replace the disconnected systems. Replace the manual statutory reports. smartERPzambia gives your entire team one secure platform — HR, payroll, finance, sales, inventory, POS, loans and cooperatives — with every Zambian compliance requirement built in and Furrowell's local team to get you live fast.